The Point of More Returns Podcast

Episode 5: The Electric Vehicle Mandate and Auto Disruption

 
Episode 5: The Electric Vehicle Mandate and Auto Disruption  
Welcome to Point of More Returns. In this episode 5 we discuss the California zero emissions electric vehicle mandate and the potential impact/disruption on the automotive industry. How are traditional automakers going to respond? Will there be a shift in vehicle production and what does the new automotive industry look like? What other industries and businesses will be impacted?
Disclaimer: Always seek investment advice from a licensed investment professional that has done a thorough analysis of your situation, goals, risk tolerance, etc before making investment decisions. The topics discussed are our opinions and should not be taken as investment advice. 
Episode Introduction - 0:50
The Electric Vehicle/Gas car legislation in California by 2035 – 1:54
Will other states follow suit? – 2:42
 Impact from an investment, risks, consumer impact – 3:05
The status of the current auto market – 4:28
When will the US convert to majority electric vehicles on the road? – 6:08
The ripple effect of electric cars impact on other industries – 8:22
Cathy Wood of ARK anticipates 45M EVs will be sold in the next 5 years (Barrons.com) – 10:51
Charging Stations – 14:23
Who are the key players in the electric vehicle movement – 17:41
What happens to the future price of EVs with increased production? - 19:03
Challenges of EV production with lithium batteries – 26:18
The solar panel movement may also pick up – 30:12
Going nuclear!! – 33:25

Episode 4: The Inflation Reduction Act

Episode Description
 
Episode 4: The Inflation Reduction Act 
Welcome to Point of More Returns. In episode 4, we discuss the potential investment opportunities within the Inflation Reduction Act. What is the Inflation Reduction Act? What is the impact of this bill on the economy and small business owners? The Fed has increased interest rates in the past month. Economists are assuming there will be additional interest rate hikes. 
Disclaimer: Always seek investment advice from a licensed investment professional that has done a thorough analysis of your situation, goals, risk tolerance, etc. before making investment decisions. The topics discussed are our opinions and should not be taken as investment advice. 
Episode Introduction - 0:50
Firms sometimes use changes in legislation for investment opportunities - 1:18
Summary of the Inflation Reduction Act - 2:09
Electric Vehicle Credit - 4:01
How the electric vehicle credit could impact demand and other industries and where to spot potential opportunities - 8:15
Is the US ready for a high demand of electric vehicles? - 10:19
Additional industries impacted by high electric vehicle demand - 13:19 
Inflation Reduction Act’s impact on corporate tax - 15:59
Corporations can no longer “Double Report” their financial statements - 19:44
Excise tax on corporations’ stock buy backs - 20:26
Taxation of digital cash payment apps - 25:02
Drug prices in the Inflation Reduction Act - 29:55
 
Terms used in this episode: 
EV - Electric Vehicle 
PEG - Private Equity Group 
Stock Buy Back - Also known as a share repurchase. Allows corporations to buy some of its stock, which reduces the shares outstanding.   

Episode 3: Banks going to Zero?

Episode 3: Banks going to Zero?
Welcome to Point of More Returns. In episode 3, we discuss the future state of banking. Are bank stocks going to zero? Are we moving to a cashless society? Will the defi trend continue? Are the other currency types here to stay? 
 
Initial thoughts on the current state of the US Banking industry – 1:15
Specific pressures that the banks are facing  –  2:35
3 categories of banking: Payments, Investing, Lending – 3:30 
Recent experience getting a bank loan for a transaction  – 5:22
Future state of banking in the next 5 to 10 years – 7:35 
Lending is being revolutionized (web3, smart contracts) – 7:57
Banks going to zero? – 10:29
What does “going to zero” mean? – 11:16
Argument banks are not going to zero – 14:27
Smart contracts – 19:10
Alternative products – 25:54
Timing argument of banks going to zero – 27:19
Pace of banking’s decline – 28:27

Episode 2: The Real Estate Investment Thesis

Episode 2: The Real Estate Investment Thesis
Welcome to Point of More Returns. In episode 2, we discuss our outlook on the real estate industry.
 
Disclaimer: Always seek investment advice from a licensed investment professional that has done a thorough analysis of your situation.
We are seeing unprecedented times in the real estate market with hyper inflation, large investment companies investing in single family real estate
How will the shared economy and the gig economy reshape the real estate industry?
You don’t want to LOSE YOUR SHIRT 4:56
Will the US population change the outlook on real estate?
What else could impact the real estate industry? Covid? Regulation?
Additional challenges in the housing market? Competition? Work force? Raising rates?
Is it hard to get a deal done currently? 11:40
How will real estate be sold in the future? Will there be more aggregators, less agents? 13:39
If I own property today, what should I do with it? 20:00
The main 2 benefits of real estate investing: Cash Flow and Appreciation 21:15
Investment time horizon 22:17
Returns of the stock market vs. real estate investing 26:40
Is there legislation that will impact real estate investing? 32:01
Taxes and population 34:23
What portfolio mix of real estate holdings should I own? Single Family, Small Multi-Family, Commercial Retail, Commercial Residential 37:45

Episode 1: What is Point of More Returns?

Welcome to Point of More Returns. In episode 1, we discuss why we are starting an investment focused podcast. We explain our background, approach to investing such as an investment thesis and the challenges of online financial advice.
What is Point of More Returns? 
Why did we start this podcast?
Who are these guys?
Why has it been so hard to find sound financial advice online? 
What are the benefits of listening to this pod?
Why is an investment thesis so important?
Do you have an investment checklist?